Tax Adjudication Insurance
Adjudicated or forfeited properties—where ownership has reverted to the state or local government due to unpaid taxes—present one of the greatest title challenges in real estate. LandUnlockd’s Tax Adjudication Insurance gives buyers, title agents, and governments a trusted pathway to clean, insurable title.
Unlock Marketability for Adjudicated and Forfeited Properties
What Is Tax Adjudication?
Tax adjudication occurs when a property fails to sell at a tax sale and is legally transferred to the government. After a holding period, local jurisdictions may offer these properties for resale—but without clear or insurable title, many investors and end-users hesitate to purchase.
These properties are often:
Long-vacant or abandoned
Burdened with old liens, code violations, or break-in title
Difficult to finance, insure, or resell without intervention
That’s where Tax Adjudication Insurance comes in.
Why Title Insurance on Adjudicated Property Matters
Adjudicated property carries high legal risk due to gaps in ownership history, questionable due process, or incomplete public records. Without insurance, a buyer could:
Inherit unresolved liens or claims from prior owners
Face legal challenges to their ownership
Struggle to sell or refinance due to marketability concerns
LandUnlockd helps resolve these issues by securing a guaranteed insurable interest that allows title insurance issuance even on properties with distressed backgrounds.
How Our Process Works
Property Intake & Assessment
We review the property’s adjudication history, government claim, and prior tax sale records.Due Process Verification
Our legal experts verify whether required notices were sent to all interested parties—including those with constitutional rights under Mennonite Board of Missions v. Adams and related caselaw.Title Review & Clearance
We resolve defects, obtain required curative documentation, and prepare the property for underwriting.Issuance of Insurability Guarantee
Once cleared, we issue a certificate that gives title agents confidence to bind coverage from our national underwriter partner.
Why LandUnlockd?
LandUnlockd has processed thousands of adjudicated properties across high-risk jurisdictions like Louisiana, Alabama, and Missouri. Our in-house legal and title team understands the nuances of state law, municipal ordinance, and underwriting requirements—and delivers speed without sacrificing compliance.
We’re not just clearing title—we’re unlocking land for economic use.